Most home insurance agencies and policies need to know the different types of door locking mechanisms that you have in your house. Door locks have various modes of operation and come with advanced technologies to give you maximum security. This article will give you insight into the different types of door locking mechanisms so that you can identify which ones you already have in your home or if you’re planning on installing locks.
Different Types of Door Locking Mechanisms
Some different types of door locking mechanisms include nightlatches, mortice locks, cylinder locks, a multi-point locking system and more.
Nightlatches may be commonly known as “secondary locks.” They come in two primary forms: deadlocking night latches and standard night latches.
Deadlocking Night Latches:
It locks automatically, and one requires a key to open the door. You can open the lock from both inside and outside.
Standard Night Latches:
They usually lock the door automatically, and you need to use the snib. The snib holds the latch back in place. Nightlatches are for extra security. They should not be used as the key lock for your doors.
2. Mortice Locks
This type of deadlock is common in most home insurance policies. A user or homeowner needs a key to lock and unlock a mortice lock. In most scenarios, an insurer may ask if the lock complies with British standard, BS3621.
They are appropriate locks for external use. Its design makes it hard for an intruder to break it. Before you purchase the lock you should check for:
- Kitemark symbol
- Five levers labeled on the faceplate of the lock
3. Cylinder Locks
This kind of lock is standard on most doors found in your home. Before you agree with your insurer, you should check if they accept these kinds of locks. The lock is prone to lock snapping. You should check if the lock has an ES symbol or the Kitemark. Cylinder locks are:
- Easy to install
- Appropriate for both internal and external use
- Composite and UPVC friendly
4. Multi-Point Locking System
Multi-point locks are popular on most UPVC doors. Multi-point locks must have at least three locking points. All these points lock the door once you turn the key. It’s appropriate for your garages, external use and also for patio doors. Some of its features include: lock using cam rollers, hook bolts or pins.
- Have at least three locking points
- All the points lock together once you turn the key
5. Key-Operated Security Lock
Some insurance policies may recommend homeowners to fit these locks at the top and the bottom of their doors. They are appropriate for external use and also on double doors. If you surface-mount the lock, it will be as strong just like the screws holding it in place.
- This security lock can fit on the door or surface-mounted.
- On double and French doors, it should be at the closing door. The lock should also be placed horizontally.
6. Sliding Patio Doors
These doors may be stated on the policy and its lock requirements slightly different from that of a standard door. The patio door can be lifted off their runners with ease. Sliding patio doors open onto conservatories or gardens. In some insurance policies, one may be required to install Multi-point locks or install a patio door lock. An anti-theft detector may also be necessary to keep you safe. You should read the policy to get such instructions.
7. Closed Shackle Locks
The design of the closed shackle locks makes it hard for an intruder to attack. It’s designed in a way that prevents saws and bolt cutters from getting to the lock’s shackle. These sorts of locks are ideal for homes that are not in preferred locations.
- Appropriate for garden sheds, gates, and chains.
- Low shackle height making it difficult to break.
- Offer minimum security.
8. Straight Shackle
Straight shackle locks are also referred to as shutter padlocks. They are used to lock gates, shutters, chains, and even barriers. The locks are amazing because they are:
- Easy to fit
- Difficult to attack
9. Open Shackle Padlocks
These padlocks are conventional and used in most places.
- Popular on gates, sheds, and lockers
- Don’t meet the minimum home insurance requirements
- Easy to cut using bolt cutters
10. Long Shackle Padlocks
Long shackle padlocks are flexible and easy to disable. You can quickly attack the lock with a bolt cutter or a saw.
- Easy to use
- Used on gates and garden sheds
- Easy to break using saws and bolt cutters
There are many different types of door locking mechanisms as seen through this guide. Depending on the level of protection you’re looking to achieve for your home and what qualities in a lock you’re looking for, it’s important to do your due diligence to see what’s the best option for your home – especially if you’re planning on building a new home or looking to buy one within the year. Although if you find yourself in a situation where you’re having difficulties unlocking a certain type of lock, you can always reach out to professionals for help.