Investment Properties Info - Securing Your Future
Home New Info Insider Tips Resources Guide
Invest In Real Estate
The Property The Loan The Financing Research Where to Buy The Analysis Your Credit Negotiating Foreclosures
Related Articles

Taking Out Equity

How to Invest in a Changing Market

Three Ways to Survive a Downturn

Estimate Properties Current Market Value

Reverse Mortgages

 

 

Credit Reports

The three credit reporting agencies are: Experian, Trans Union and Equifax. Ask for a report from all three credit agencies if you're trying to overhaul your credit history. It takes time to improve your score, so you have to take a long term approach—three to six months.

See your Credit Score for $0 at CreditReport.com. It's Free and available in seconds. 

Proactive: What you can do to raise your score.

  • pay bills on time--don't be late
  • don't apply for a number of credit cards or loans (save and build a solid history--spend less and pay off debt)
  • pay off credit cards so you are at zero or near zero and definitely not near the max spend
  • if you don't have a lot of credit you'll need to build a history, so then you want to apply for few credit cards and staring using them and immediately paying them off to build a positive history

The breakdown of factors that go into determining your credit score, from About.com Housing:

  • 35% - Your Payment History
  • 30% - Amounts You Owe
  • 15% - Length of Your Credit History
  • 10% - Types of Credit Used
  • 10% - New Credit

To buy a copy of your report, contact:

Equifax: 800-685-1111; www.equifax.com

Experian: 888-EXPERIAN (888-397-3742); www.experian.com

Trans Union: 800-916-8800; www.transunion.com

 

Privacy Policy | Terms & Conditions | Site Map | Contact Us | About Us | Partners | Advertising
© 2018 InvestmentPropertiesInfo.com. All rights reserved.